HAMP may actually have hampered homeowners needing help HAMP was designed to help homeowners facing foreclosure and bankruptcy. The program has offered too little, too late. For...
Collections must cease on implementation of automatic stay When you file for bankruptcy, collections must halt. This is thanks to the automatic stay that kicks in when...
Those In Financial Crisis Have Choices To Reduce Or Eliminate Their Debt There is more than one way to reduce or get rid of debt. Those options may not work for...
Debt reaffirmation is common in Chapter 7 bankruptcies These days, debt reaffirmation has become quite common. When it comes to reaffirming debts, this typically refers to secured...
If a debtor has a default judgment against them, it may affect the bankruptcy process Default judgments typically mean a debtor is quite advanced in the collections process. Creditors do not like placing a...
What is involved in foreclosure? One of the most common questions debtors have when they speak to an Iowa bankruptcy lawyer is, “What is...
Bankruptcy causes high stress and health problems Foreclosures create health problems. A foreclosure impacts people’s lives in many ways not easily visible. Imagine facing foreclosure, losing...
Deed in lieu of foreclosure is a good option, if it works Foreclosures across the nation have been creeping up every year. Even though the economy is beginning to show some...
It is not in your best interest to file Chapter 7 without legal advice Many people think they can file bankruptcy on their own, without the help of a qualified Iowa bankruptcy lawyer....
You May Check the Status of Your Bankruptcy Case Online If you have trouble finding information about the status of your bankruptcy filing, you may track your status online....
Aware of Someone Fraudulently Hiding Assets While Declaring Bankruptcy? Report It. Perhaps you were told a story while visiting someone who had filed for bankruptcy protection. He may have mentioned...
It is Possible to Start Rebuilding Your Credit Rating After Bankruptcy Many people believe that once they have declared bankruptcy, they will never again have a “good” credit rating. This...
Forgotten Creditors Unlikely to Get Paid in Bankruptcy Process When filing for bankruptcy, a debtor may forget to list a creditor. This is not an ideal situation for...
Inheritance May Affect Bankruptcy Filing Filing bankruptcy is complicated, and receiving an inheritance does affect your filing. Receiving an inheritance before, during or after...
Seniors Face Special Challenges in a Divorce American seniors are getting divorced at a greater rate than at any time in the past, and there are...