Brandon, FL (Law Firm Newswire) May 19, 2011 – Osenton Law Offices is continuing to provide the community with a sought-after bankruptcy seminar. The next seminars are on April 28 and May 10 at 6 p.m., as part of the Osenton Law Offices Seminar Series. Many Brandon and Tampa area individuals and families need help to slash debt, keep their home and assets and stop the foreclosure process. Alternatives to bankruptcy will also be discussed at the hour-long seminar.
Osenton Law Offices started giving the free bankruptcy seminars in 2009. Given the success of the seminars, the firm recently decided to expand the program to other legal areas. For example, in June Brandon family law attorney Laurel Tesmer, who also practices with the firm, will give a free seminar on divorce, child custody, and other family law issues.
Reginald Osenton, the senior bankruptcy attorney at Osenton Law Offices, has handled hundreds of bankruptcy cases and will go over the difference between Chapter 7 and Chapter 13 bankruptcy. “The seminars are free, and you can remain anonymous as you ask questions about all the factors of bankruptcy,” Osenton said. “We know many people need expert counsel during these tough times.”
Brandon bankruptcy attorney Osenton has more than 20 years of experience and gives every bankruptcy case personalized attention to efficiently and effectively help his clients have a fresh start toward a better financial future. Most clients prefer to file Chapter 7 so that monthly payments to a trustee are avoided and debt is wiped away. However, many clients are either forced under the law or choose to file Chapter 13. The top reasons that some clients file Chapter 13 are: their income is too high to qualify for Chapter 7, particular assets cannot be exempted, and the client is upside down on a first mortgage and can request the second mortgage to be dissolved.
Other individuals have dire needs for foreclosure defense expertise. As a mortgage lender is fighting to repossess a client’s property, Osenton Law Offices will push to keep the property in the individual’s name and minimize any deficiency that the lender might want to hit the client and their credit with. Because Florida is a judicial foreclosure state, the foreclosure goes through the litigation process. As the firm’s lead litigator, Brandon foreclosure attorney Laurel Tesmer handles many foreclosure defense cases.
“Every case is unique, so these seminars are a good way to learn about bankruptcy and how to uphold your rights,” said Osenton.
O. Reginald Osenton practices law in Florida, Virginia, West Virginia, the District of Columbia, and before the Internal Revenue Service. Beyond bankruptcy, he is accomplished in probate, estate and trust, business, real estate, and taxation law.
Osenton Law Office, PA
500 Lithia Pinecrest Road
Brandon, Florida 33511
Call: (813) 654-5777