Osofsky & Osofsky offers crisis-engendered legal options when your spouse has already become incapacitated.
Harry and Joan have been married for fifty-one years. Last year, they celebrated their Golden Wedding anniversary. They’d accumulated a modest “nest egg” over their working years, but a tragedy common to growing old in America seems to be looming. Joan has [...]
The Osofsky law firm offers estate planning with a long-term care twist. Spouses should create a Long-Term Care Protection Plan for each other, before a lingering illness happens, just in case.
Gene L. Osofsky, of the law firm Osofsky & Osofsky, is frequently consulted about asset preservation techniques in connection with Long-Term Care Planning. Senior couples [...]
Not only is such planning “ethical,” in many cases it may be essential. It might even be considered a form of tax planning for the middle class.
While longevity is increasing for both men and women, people are suffering from more debilitating diseases, and requiring more long-term care than ever before.
The cost of that care promises [...]
Caregiver agreements can be like a family-based insurance plan – creatively ensuring that elderly family members receive the loving care they deserve.
Your frail mother is still beloved but she’s 92 and requires home care. Caring for her is a labor of love, but difficult work; even when she smiles. Besides the tedious and unrelenting requirements [...]
In early December, the CLASS, or Community Living Assistance Services and Supports Act, survived a vote aimed at removing it from the Senate health reform bill. The House and Senate bills both contain a version of the act.
Although the CLASS Act is buried deep in both bills and has garnered little media attention, its potential [...]
As the cost of health care increases, many people are turning to the internet. Using health insurance comparison services, many people and families are lowering costs.
During tough economic times, many individuals and families start looking at their monthly budget to determine where they can cut costs. Unfortunately, for families that do not have group health [...]
Wrongful death verdicts are rarely less than $1 million, no matter what the precipitating circumstances.
Wrongful deaths are the saddest events of all, so it makes sense that the ensuing verdicts arising from these invariably emotionally devastating cases are the most fruitful as to settlements and awards. No matter who dies “wrongfully” as precipitated by negligence [...]
